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TZID:America/New_York
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DTSTART:20070101T000000
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DTSTART:20070101T000000
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DTSTART;TZID=America/New_York:20261218T093000
DTEND;TZID=America/New_York:20261218T113000
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:CEs with Ease: Financing
DESCRIPTION:Course Name: Financing (RE25RC08) | View Course OutlineCE Credit: 2 Massachusetts CE CreditsInstructor: Isabelle PerkinsA strong understanding of the mortgage process can help REALTORS  better guide clients\, anticipate transaction challenges\, and communicate more effectively with lenders and other professionals. This course provides a practical overview of mortgage financing from loan origination and the initial application through loan packages\, financing options\, loan terms\, and closing.You'll explore how lenders evaluate loan requests\, the role of credit reports and FICO scores\, common loan types and financing sources\, and key considerations involved in the disbursement and closing process. The course also covers financing considerations for owner-occupied one- to four-unit residential properties\, giving you a broader understanding of the financing issues that can affect your transactions.You'll learn how to:- Understand the mortgage process from application through funding and closing- Recognize the roles of lenders\, mortgage brokers\, and other financing sources- Identify common loan types\, terms\, and financing structures- Understand key factors such as credit scores\, loan-to-value ratios\, appraisals\, and loan terms- Better navigate financing-related conversations with clients and transaction professionals- Recognize important financing and closing considerations that can affect a transactionPractical value for REALTORS Use a stronger working knowledge of financing to help clients better understand the mortgage process\, communicate more effectively with lenders and mortgage brokers\, and anticipate financing-related issues that may arise during a transaction. The course can also help you recognize key terms and considerations when reviewing financing information and navigating the path to closing.\nThank You to Our Sponsor!
X-ALT-DESC;FMTTYPE=text/html:<!DOCTYPE html><html><head><title></title></head><body aria-disabled="false"><p><strong fr-original-style="" style="font-weight: 700\;">Course Name:</strong> Financing (RE25RC08) | <a fr-original-style="" href="https://www.mass.gov/info-details/re25rc08-financing?_gl=1*5jqg4v*_ga*MTEwOTE0NTgzMi4xNzkwNzgxNjY4*_ga_MCLPEGW7WM*czE3OTA3OTMwNDEkbzIkZzEkdDE3OTA3OTMwNDIkajU5JGwwJGgw&_ga=2.222035985.824383583.1790771586-222502072.1699471136" rel="noopener noreferrer" style="user-select: auto\;" target="_blank">View Course Outline</a></p><p><strong fr-original-style="" style="font-weight: 700\;">CE Credit:&nbsp\;</strong>2 Massachusetts CE Credits</p><p><strong fr-original-style="" style="font-weight: 700\;">Instructor:</strong> Isabelle Perkins</p><hr fr-original-style="" style="clear: both\; user-select: none\; break-after: page\;" /><p dir="ltr" style='box-sizing: border-box\; overflow-wrap: break-word\; text-wrap: pretty\; margin-inline: 0px\; text-align: start\; margin-bottom: 0.25rem\; margin-top: 0.25rem\; color: rgb(13\, 13\, 13)\; font-family: -apple-system-body\, ui-sans-serif\, -apple-system\, "system-ui"\, "Segoe UI"\, Helvetica\, "Apple Color Emoji"\, Arial\, "sans-serif"\, "Segoe UI Emoji"\, "Segoe UI Symbol"\; font-size: 16px\; font-style: normal\; font-variant-ligatures: normal\; font-variant-caps: normal\; font-weight: 400\; letter-spacing: normal\; orphans: 2\; text-indent: 0px\; text-transform: none\; widows: 2\; word-spacing: 0px\; -webkit-text-stroke-width: 0px\; white-space-collapse: collapse\; background-color: rgb(255\, 255\, 255)\; text-decoration-thickness: initial\; text-decoration-style: initial\; text-decoration-color: initial\;'>A strong understanding of the mortgage process can help REALTORS&reg\; better guide clients\, anticipate transaction challenges\, and communicate more effectively with lenders and other professionals. This course provides a practical overview of mortgage financing&mdash\;from loan origination and the initial application through loan packages\, financing options\, loan terms\, and closing.</p><p dir="ltr" style='box-sizing: border-box\; overflow-wrap: break-word\; text-wrap: pretty\; margin-inline: 0px\; text-align: start\; margin-bottom: 1rem\; margin-top: 1rem\; color: rgb(13\, 13\, 13)\; font-family: -apple-system-body\, ui-sans-serif\, -apple-system\, "system-ui"\, "Segoe UI"\, Helvetica\, "Apple Color Emoji"\, Arial\, "sans-serif"\, "Segoe UI Emoji"\, "Segoe UI Symbol"\; font-size: 16px\; font-style: normal\; font-variant-ligatures: normal\; font-variant-caps: normal\; font-weight: 400\; letter-spacing: normal\; orphans: 2\; text-indent: 0px\; text-transform: none\; widows: 2\; word-spacing: 0px\; -webkit-text-stroke-width: 0px\; white-space-collapse: collapse\; background-color: rgb(255\, 255\, 255)\; text-decoration-thickness: initial\; text-decoration-style: initial\; text-decoration-color: initial\;'>You&rsquo\;ll explore how lenders evaluate loan requests\, the role of credit reports and FICO scores\, common loan types and financing sources\, and key considerations involved in the disbursement and closing process. The course also covers financing considerations for owner-occupied one- to four-unit residential properties\, giving you a broader understanding of the financing issues that can affect your transactions.</p><h3 dir="ltr" style='box-sizing: border-box\; overflow-wrap: break-word\; text-wrap: balance\; margin-inline: 0px\; font-size: 1.5rem\; font-weight: 600\; letter-spacing: normal\; line-height: 1.875rem\; text-align: start\; margin-bottom: 0.25rem\; margin-top: 1rem\; color: rgb(13\, 13\, 13)\; font-family: -apple-system-body\, ui-sans-serif\, -apple-system\, "system-ui"\, "Segoe UI"\, Helvetica\, "Apple Color Emoji"\, Arial\, "sans-serif"\, "Segoe UI Emoji"\, "Segoe UI Symbol"\; font-style: normal\; font-variant-ligatures: normal\; font-variant-caps: normal\; orphans: 2\; text-indent: 0px\; text-transform: none\; widows: 2\; word-spacing: 0px\; -webkit-text-stroke-width: 0px\; white-space-collapse: collapse\; background-color: rgb(255\, 255\, 255)\; text-decoration-thickness: initial\; text-decoration-style: initial\; text-decoration-color: initial\;'>You&rsquo\;ll learn how to:</h3><p>- Understand the mortgage process from application through funding and closing</p><p>- Recognize the roles of lenders\, mortgage brokers\, and other financing sources</p><p>- Identify common loan types\, terms\, and financing structures</p><p>- Understand key factors such as credit scores\, loan-to-value ratios\, appraisals\, and loan terms</p><p>- Better navigate financing-related conversations with clients and transaction professionals</p><p>- Recognize important financing and closing considerations that can affect a transaction</p><h3 dir="ltr" style='box-sizing: border-box\; overflow-wrap: break-word\; text-wrap: balance\; margin-inline: 0px\; font-size: 1.5rem\; font-weight: 600\; letter-spacing: normal\; line-height: 1.875rem\; text-align: start\; margin-bottom: 0.25rem\; margin-top: 1rem\; color: rgb(13\, 13\, 13)\; font-family: -apple-system-body\, ui-sans-serif\, -apple-system\, "system-ui"\, "Segoe UI"\, Helvetica\, "Apple Color Emoji"\, Arial\, "sans-serif"\, "Segoe UI Emoji"\, "Segoe UI Symbol"\; font-style: normal\; font-variant-ligatures: normal\; font-variant-caps: normal\; orphans: 2\; text-indent: 0px\; text-transform: none\; widows: 2\; word-spacing: 0px\; -webkit-text-stroke-width: 0px\; white-space-collapse: collapse\; background-color: rgb(255\, 255\, 255)\; text-decoration-thickness: initial\; text-decoration-style: initial\; text-decoration-color: initial\;'>Practical value for REALTORS&reg\;</h3><p dir="ltr" style='box-sizing: border-box\; overflow-wrap: break-word\; text-wrap: pretty\; margin-inline: 0px\; text-align: start\; margin-bottom: 0.25rem\; margin-top: 0.25rem\; color: rgb(13\, 13\, 13)\; font-family: -apple-system-body\, ui-sans-serif\, -apple-system\, "system-ui"\, "Segoe UI"\, Helvetica\, "Apple Color Emoji"\, Arial\, "sans-serif"\, "Segoe UI Emoji"\, "Segoe UI Symbol"\; font-size: 16px\; font-style: normal\; font-variant-ligatures: normal\; font-variant-caps: normal\; font-weight: 400\; letter-spacing: normal\; orphans: 2\; text-indent: 0px\; text-transform: none\; widows: 2\; word-spacing: 0px\; -webkit-text-stroke-width: 0px\; white-space-collapse: collapse\; background-color: rgb(255\, 255\, 255)\; text-decoration-thickness: initial\; text-decoration-style: initial\; text-decoration-color: initial\;'>Use a stronger working knowledge of financing to help clients better understand the mortgage process\, communicate more effectively with lenders and mortgage brokers\, and anticipate financing-related issues that may arise during a transaction. The course can also help you recognize key terms and considerations when reviewing financing information and navigating the path to closing.</p><p><span style="font-family: Arial\,Helvetica\,sans-serif\;"><br /></span></p><p><strong fr-original-style="" style="font-weight: 700\;">Thank You to Our Sponsor!</strong></p><p><strong fr-original-style="" style="font-weight: 700\;"><a fr-original-style="" href="https://www.cambridgesavings.com/" rel="noopener noreferrer" style="user-select: auto\;" target="_blank"><img src="https://res.cloudinary.com/micronetonline/image/upload/v1790795710/tenants/1e3dfc49-fb7a-49d7-8c90-19d95bd9dd23/5772fbe94b934b09a425060dec7907e4/1790795710546.png" style="width: 249px\; display: block\; vertical-align: top\; margin: 5px auto 5px 0px\; text-align: left\; height: 131.14px\; position: relative\; max-width: 100%\; cursor: pointer\; padding: 0px 1px\;" width="249" height="131.14" fr-original-style="width: 249px\; display: block\; vertical-align: top\; margin: 5px auto 5px 0px\; text-align: left\; height: 131.14px\;" fr-original-class="fr-draggable" /></a></strong><br /></p></body></html>
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SEQUENCE:3
DTSTAMP:20261109T191209Z
URL:https://members.gbar.org/calendar/Details/ces-with-ease-financing-1943035?sourceTypeId=Hub
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